
Individual Voluntary Arrangements (IVA)
or Trust Deed
Individual Voluntary Arrangements are a formal solution. In IVA, all of your debt will be consolidated into one. You have to pay one single monthly payment, which will cover all of your debts.A trust deed plan is for people who live in Scotland

Debt Management Plan (DMP) or Debt Relief Order (DRO)
DMP plan allows you to fully repay your debt whilst you can still afford the essentials. An informal agreement between you and your creditors for paying back your debts.If you want to apply for DRO .We can also cover that for you

Budgeting Service(PBS) or Creditor Negotiation (Pay Plan)
We do budgeting for you and negotiate on your behalf to reduce your debts and stop the harassment from creditors, giving you peace of mind as you work towards becoming debt-free.


I never thought I could manage my debt so effectively. The team at MakeYouDebtFree changed my life for the better!


